{
  "pillarKey": "monetary",
  "title": "Monetary & Financial Stability",
  "version": "a9b5f96ebe56",
  "contentHash": "a9b5f96ebe561a238167b6080b43ffad90c93a68a43788072f0c078017a7e5a4",
  "snapshotDate": "2026-10-18",
  "status": "partially-verified",
  "lastReviewed": "2026-09-26",
  "publisher": "American Bangladesh Foundation",
  "note": "Immutable snapshot. contentHash is SHA-256 over the key-sorted JSON of `content`. Cite the original publisher for any figure you reuse.",
  "content": {
    "key": "monetary",
    "rows": [
      {
        "year": "2018",
        "cpiInflation": 5.8,
        "repoRate": 6
      },
      {
        "year": "2019",
        "cpiInflation": 5.5,
        "repoRate": 6
      },
      {
        "year": "2020",
        "cpiInflation": 5.7,
        "repoRate": 5.5
      },
      {
        "year": "2021",
        "cpiInflation": 5.6,
        "repoRate": 5.5
      },
      {
        "year": "2022",
        "cpiInflation": 7.7,
        "repoRate": 5.5
      },
      {
        "year": "2023",
        "cpiInflation": 9.9,
        "repoRate": 7.25
      },
      {
        "year": "2024",
        "cpiInflation": 9.8,
        "repoRate": 10
      },
      {
        "year": "2025",
        "cpiInflation": 9,
        "repoRate": 10
      },
      {
        "year": "2026",
        "cpiInflation": 8.3,
        "repoRate": 9.5
      }
    ],
    "highlights": [
      {
        "label": "Current Repo Rate",
        "value": "9.5%",
        "delta": "Cut from 10%, 2 Aug 2026"
      },
      {
        "label": "CPI Inflation",
        "value": "~9.8%",
        "delta": "FY2024"
      },
      {
        "label": "Food Inflation",
        "value": "~11%",
        "delta": "Higher than headline"
      }
    ],
    "claims": [],
    "primarySourceUrl": "https://www.bb.org.bd",
    "additionalSources": [
      {
        "name": "IMF Article IV",
        "url": "https://www.imf.org/en/Publications/CR/Issues/2024"
      }
    ],
    "verification": {
      "registryStatus": "Partially Verified",
      "sourceVerified": false,
      "unverifiedFields": [
        "inflationRateData.repoRate",
        "reservesDebtData.grossReservesB"
      ],
      "knownGaps": [
        "Non-performing loan data reporting lag 6 months",
        "Shadow banking sector estimates only",
        "The inflation series mixes periods: 2022 and 2023 match the World Bank calendar-year series, 2024 is fiscal-year (FY2024), 2025 is a January-October 2025 average, and 2026 is a single month (August 2026, point to point). Read it as a set of dated readings, not a like-for-like trend"
      ]
    }
  }
}
